A Commercial Advisor
Who Thinks Like a Banker
Specialist agents value, risk-score, compliance-check and buyer-match every REO asset in parallel, two of them argue the disposition case, and your team approves every material decision with the full record in hand.
For banks, credit unions, servicers and asset managers. Built by Linton Global Technologies.
Watch one asset move from intake to a decision record.
Sample data. Five agents analyze, two debate, and a person approves before anything is listed, priced or sent.
- Market AnalystRetail vacancy steady; 3 similar centers sold in 12 moClear
- Valuation Expert6 comps within 1.5 mi · range $2.1M–$2.4MClear
- Risk AssessorRoof at end of life · 2 tenants month-to-monthWatch
- Compliance MonitorPhase I environmental report not on fileAction
- Investor Matcher4 buyer profiles fit type, size and locationClear
For: List now as-is. Four matched buyers and steady vacancy support $2.29M.
Against: Not before the Phase I. An environmental surprise in escrow costs more than two weeks of carry.
↳ Agents agree after review: order Phase I, then list as-is.
Bank-owned real estate costs money every day it sits.
Taxes, insurance, preservation and examiner attention accrue on every REO asset. Yet valuation, risk, compliance review and buyer outreach usually run one after another, across different vendors and spreadsheets, so decisions wait.
REOMind runs that work side by side and puts the evidence, the recommendation and the approval in one place.
in other real estate owned (OREO) at Florida-headquartered FDIC-insured banks on June 30, 2026, up about 33% from a year earlier.
Source: FDIC BankFind Suite, call reports.
From REO list to approved disposition, with the record built as you go.
- 1Intake
Assets arrive from your REO list or tape. Source data stays labeled as source data.
- 2Parallel analysis
Five specialist agents analyze the asset at the same time, each citing its evidence.
- 3Adversarial review
Two agents argue the disposition case from opposite sides, so a weak recommendation gets challenged before you see it.
- 4Human decision
Your team approves, changes or overrides the recommendation, with a reason recorded.
- 5Decision record
Evidence, debate, approval and every action land in one audit trail an examiner can follow.
Five specialists. One argument. Your decision.
Each agent owns one question and shows its work. Then two agents debate the disposition from opposite sides, the same discipline a good credit committee applies, so the recommendation you see has already been challenged.
Agents are decision support. They never price, list, sign or contact a buyer on their own.
Local supply, pricing trend, days on market and buyer demand for the asset’s submarket.
A value range from comparables and condition, a recommended list price, and net recovery after costs.
Market, title, timeline and carrying-cost risk, with the mitigation it recommends.
Fair-housing, environmental and documentation items flagged for your compliance team.
Buyer profiles that fit the asset’s type, location and size, with the reason for each match.
Two agents argue for and against the recommended path. Disagreement is surfaced to your team, not hidden.
Built for the people who answer for the asset.
Special-assets and REO teams see what needs action today, what each asset is worth and why, and what compliance must review.
Portfolio-level queues, approvals and status reporting across institutions and asset types.
Matched opportunities that fit your criteria, with documentation in a controlled data room.
Designed for institutional review, not just speed.
AI recommends. People decide. Nothing is listed, priced or sent to a buyer without an authorized approval.
Each finding carries its sources, data date and confidence, so a reviewer can check the work.
The debate transcript, approvals and overrides are kept together as the asset’s audit history.
Built for institution-level data separation and role-based access, so each team sees only its own assets.
We prove value against your own baseline.
We don’t publish speed or savings claims. In a pilot, we measure REOMind against your portfolio’s own numbers and report the results to you.
- Days in REO, before and after
- Carrying cost per asset
- Valuation variance against sale price
- Recovery against book value
- Time from intake to approved decision
See REOMind on your kind of portfolio.
A 30-minute walkthrough for special-assets, REO and credit teams, using sample data or a de-identified list of your own.